Aadhaar Card seeding with Bank Account from Home, Complete Guide & Step-by-Step Instructions

Indian bank customers can connect their Aadhaar card to their bank account. They can do this using their bank’s app, website, or by sending a text message. But they need to be registered with the bank first. Not all banks offer text message linking.

If you link your Aadhaar card to your bank account, the government can easily send you money directly. This includes things like welfare payments, scholarships, and subsidies for gas, food, and farming. It also helps stop people from cheating the system. Plus, you can use your Aadhaar to access your money from any bank in India.

Linking Aadhaar with Bank Account – An Overview

Linking Aadhaar with Bank Account via Bank’s Mobile App

Simplified: Banks have made it easier for customers to link their Aadhaar cards to their bank accounts. You can now do this directly on your bank’s mobile app. Here’s how:

1. Sign in to mobile app of your bank.
2. Go to the “My Accounts”, under the “Services” section, and select the “View/Update Aadhaar card” option.
3. Enter your Aadhaar number in the relevant field, then press the “Submit & Connect” button.
4. A notification will inform you of the successful association of your bank account with your Aadhaar card.

Note: In addition to the online method, Aadhaar can be linked to bank accounts offline by visiting a bank branch or a nearby ATM.

Seeding Aadhaar with Bank Account via Net Banking

Following steps guide to associate your Aadhaar card with your bank account via online/net banking:

1. Access your bank’s official banking site, for example, https://netbanking.hdfcbank.com/netbanking/ (for HDFC bank only).
2. Log in by entering your Customer ID/ User ID and click “Continue”. On the next window, enter your account password and click “Login”.
3. Navigate to “My Account” and select the “Link Aadhaar with Bank Account” option.
4. Input your transaction password to proceed with the Aadhaar linkage.
5. You’ll be redirected to a new page to input your Aadhaar number for verification.
6. After entering your Aadhaar details, click the “Submit” button. Enter the OTP received on your phone and proceed.
7. You’ll receive a notification confirming the successful addition of your Aadhaar to your bank account.

Aadhaar Seeding with Bank Account through ATM

Bank customers can utilize the bank’s ATM facility to synchronize their Aadhaar with their bank account. The following are the essential steps to accomplish linking your Aadhaar card to your bank account via an ATM visit:

1. Insert your ATM card in the machine and type in your PIN after the prompt.
2. Navigate to the “Services” and then “Registration” menu.
3. Next, press the “Registration for Aadhaar Linking” option.
4. Indicate your account type (Savings or Current type) and key in your 12-digit Aadhaar.
5. Twice confirm your Aadhaar number and linking status, then press the “OK” button.
6. An SMS confirming the successful linking will be received on your mobile.

How to Link Aadhaar Card with My Bank Account?

Customers can connect their bank accounts to their Aadhaar card by going to their bank in person. They can also do this by sending a text message, but not all banks allow this. Some banks also let customers connect their accounts using a missed call.